Frequently Asked Questions

Find answers to your questions

What is Gynger?

Gynger is a software and infrastructure financing platform that helps businesses buy the tools they need to grow. We provide a line of credit and debt financing to our customers, allowing them to pay their software and technology bills upfront while paying us back later.

What is Gynger for Buyers?

Gynger for Buyers helps businesses save money, preserve cash flow, and simplify payments by seamlessly financing any software or infrastructure expense in one dashboard. If you are a software vendor, see Gynger for Vendors.

What are the benefits of Gynger for Buyers?

Gynger enables businesses to use their cash for growth, not buying SaaS. With Gynger, you can: - Save money by tapping into the discounts that vendors offer for paying annually - Improve cash flow by spreading out your payments over 3 - 12 months - Streamline your software expenses by consolidating payments into a single dashboard

Gynger enables businesses to use their cash for growth, not buying SaaS. With Gynger, you can:

Save money by tapping into the discounts that vendors offer for paying annually
Improve cash flow by spreading out your payments over 3 - 12 months
Streamline your software expenses by consolidating payments into a single dashboard

What makes Gynger unique?

We want to keep things simple for you. At Gynger, it takes minutes to get approved with funding next business day. No personal credit checks, no founder guarantees, and no commitments.

Who can use Gynger for Buyers?

Any company that buys software or infrastructure!

What do I need to apply?

- Company information, such as EIN and formation documents. - Login access to your bank account(s). - An Authorized Signer, or business owner, to verify their identification.

Company information, such as EIN and formation documents.
Login access to your bank account(s).
An Authorized Signer, or business owner, to verify their identification.

How long does it take to get started?

It only takes a few minutes to sign up. Once approved, we’ll pay your vendor as soon as the next business day.

How does Gynger charge?

We charge a flat fee of your total loan amount. The fee varies based on the terms you select.

What type of financing does Gynger provide?

Gynger provides commercial debt in the form of closed-end loans for each contract that we finance. We charge a fixed fee per loan, rather than an interest rate and there are no warrants, which means no dilution.

How secure is my data?

Everything is encrypted and securely stored, utilizing the secure-by-design infrastructure and built-in protection of Google Cloud Platform. We also use industry leading tools like Alloy and Plaid for identity and financial verification.

What is Gynger for Vendors?

Gynger for Vendors enables software sellers to offer contract financing to their customers. With Gynger, your customers can access flexible payment terms for their contracts with you. If you are looking to finance your own tech spend, see Gynger for Buyers

What are the benefits of Gynger for Vendors?

- Close more deals by removing cost barriers - Get paid upfront - No liability - No risk of customer defaulting on the payment

Close more deals by removing cost barriers
Get paid upfront
No liability
No risk of customer defaulting on the payment