Financing infrastructure for compute.

Financing infrastructure for compute.

Built for how compute is purchased. Gynger pays you up front, and your customer pays once compute is delivered or on flexible terms. Gynger underwrites the buyer and provides the capital.

Built for how compute is purchased. Gynger pays you up front, and your customer pays once compute is delivered or on flexible terms. Gynger underwrites the buyer and provides the capital.

COMPUTE BUYER

Pays on terms

gynger

Underwriting & financing

COMPUTE ProvideR

Paid up front

Trusted by teams at

  • Lambda logo
  • HPE logo
  • GMI Cloud logo
  • CDW logo
  • AWS logo
  • DoiT logo
  • Soluna logo
  • STN logo
  • Denvr Dataworks logo
  • Uvation logo

Trusted by teams at

  • Lambda logo
  • HPE logo
  • GMI Cloud logo
  • CDW logo
  • AWS logo
  • DoiT logo
  • Soluna logo
  • STN logo
  • Denvr Dataworks logo
  • Uvation logo

"When HPE leveraged Gynger to offer flexible term options to Bridgetek, we closed the deal swiftly."

Derek Howard, PRSP Lead

Business Development

Multi-million-dollar

GPU transactions

30% reduction

in average deal-cycle time

The timing gap

The timing gap

The prepayment gap is where compute deals stall.

The prepayment gap is where compute deals stall.

When reserving compute, buyers may need to commit capital before capacity is live. Providers need that upfront payment to fund deployment, while buyers may not want cash tied up before they can use the compute.

When reserving compute, buyers may need to commit capital before capacity is live. Providers need that upfront payment to fund deployment, while buyers may not want cash tied up before they can use the compute.

Hold out for the prepayment

Buyers who don't want to tie up the cash slow the deal, shrink it or walk.

Reduce the prepayment

But you need it to fund the deployment.

Finance it with Gynger

You get paid up front. Your customer pays once compute is delivered or on flexible terms.

What we finance

What we finance

Financing built around the compute contract.

Financing built around the compute contract.

DEPOSIT & PREPAYMENT FINANCING

Finance what's due before delivery.

Cover the deposit or prepayment a provider requires before capacity is reserved or delivered, so the buyer doesn't tie up cash up front.

CONTRACT FINANCING

Spread the contract across its term.

Let the buyer pay for reserved compute over the life of the contract while the provider is paid up front.

Cloud compute capacity

GPU clusters

Dedicated infrastructure & AI systems

Robotics and hardware

Each purchase is subject to eligibility and review.

Buying compute?

Buying compute?

WHAT YOU GET

Everything you need to sell compute on terms.

Deals that don't stall on cash

Precision by Design

Finance eligible deposits and contracts.

Paid up front

You're paid at the sale on Gynger-funded transactions while your customer pays over time.

Buyers underwritten for you

Gynger underwrites companies making significant compute commitments in the context of the business and transaction.

Your customer relationship

The commercial relationship stays with you.

Gynger's capital or your current lender's

Fund deals with capital from Gynger, existing lenders, or other capital providers in our network.

Built for compute

Structured around deposits, reserved capacity and contract terms.

HOW IT RUNS

From quote to paid.

Financing runs inside your sales process, from the first quote onwards.

01

01

Quote

Quote

Quote the capacity and pricing as usual, with deposit or contract financing included.

Quote the capacity and pricing as usual, with deposit or contract financing included.

02

02

Underwrite

Underwrite

Gynger underwrites the buyer and confirms eligible terms.

Gynger underwrites the buyer and confirms eligible terms.

03

03

Fund

Fund

You get paid up front. Your customer pays once compute is delivered or on flexible terms.

You get paid up front. Your customer pays once compute is delivered or on flexible terms.

Quote workflow screenshot
Underwrite workflow screenshot
Fund workflow screenshot

FAQ

Frequently Asked Questions

What is deposit financing?

When reserving compute, buyers usually have to prepay part of the contract before it goes live, and that prepayment funds the deployment. Deposit financing closes that gap: Gynger pays you up front, and your customer pays once compute is delivered or on flexible terms.

Who does Gynger finance, the provider or the buyer?
Can Gynger finance committed or reserved compute capacity?
How is this different from using a lender or financing partner?
Do I have to use Gynger’s capital?
Do I have to replace my current lender?
Who takes the risk if a customer doesn’t pay?
Does Gynger finance my own equipment or infrastructure?
Can I use Gynger with a provider I already work with?
What does it cost?

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.