Pay for tech on your terms
Pay, finance, and streamline all of your technology payables with Gynger.
Finance any technology bill
Grow your business with Gynger
Strengthen cash flow
Pay flexibly for any tech bill to conserve cash flow, smooth out spikes in spend, and unlock discounts with your suppliers by paying upfront.
Simplify your payables
Consolidate bills, organize AP, and customize how and when you wish to pay technology expenses.
Hit your growth goals
Access the technology you need to build your product, optimize operations, and hit go-to-market goals without sacrificing budget.
Why Gynger
Quick access
Sign up in minutes, unlock next-day approval, and begin submitting your tech bills for flexible financing through Gynger's turn-key accounting integration.
Flexible
Gynger provides flexible payment tools that empower you to manage expenses in ways that align with your unique business needs.
Smart and actionable
The Gynger for Buyers platform surfaces personalized insights and recommendations designed to help businesses bundle bills smarter, renew contracts proactively, and declutter payables.
No dilution or commitment
Gynger's flexible payment solutions are non-dilutive and unsecured, which means businesses can leverage Gynger alongside other lenders without usage commitments and warrants.
Flexible payments, powered by software
Bill financingConnect via integration or manually upload bills to the Gynger platform that you wish to pay over time.
Gynger pays your vendor upfront and you pay Gynger back on terms you choose.
Reimbursement capitalFree up working capital by submitting past tech expenses to Gynger for reimbursement.
Gynger Reimbursement allows you to retroactively smooth out recent large expenses and put working capital back in your pocket.
Virtual cardSpread out bulky seasonal expenses, manage monthly recurring payments, and organize your AP with Gynger's Virtual Card.
Gynger's Virtual Card gives users the best of both worlds with a lower APR than traditional credit cards and more flexible terms than your standard charge card.
Find answers to your questions
Gynger is a software and infrastructure financing platform that helps businesses buy the tools they need to grow. We provide a line of credit and debt financing to our customers, allowing them to pay their software and technology bills upfront while paying us back later.
Gynger for Buyers helps businesses save money, preserve cash flow, and simplify payments by seamlessly financing any software or infrastructure expense in one dashboard. If you are a software vendor, see Gynger for Sellers.
Gynger enables businesses to use their cash for growth, not buying SaaS. With Gynger, you can:
- Save money by tapping into the discounts that vendors offer for paying annually
- Improve cash flow by spreading out your payments over 3 - 12 months
- Streamline your software expenses by consolidating payments into a single dashboard
We want to keep things simple for you. At Gynger, it takes minutes to get approved with funding next business day. No personal credit checks, no founder guarantees, and no commitments.
Any company that buys software or infrastructure!
- Company information, such as EIN and formation documents.
- Login access to your bank account(s).
- An Authorized Signer, or business owner, to verify their identification.
It only takes a few minutes to sign up. Once approved, we’ll pay your vendor as soon as the next business day.
We charge a flat fee of your total loan amount. The fee varies based on the terms you select.
Gynger provides commercial debt in the form of closed-end loans for each contract that we finance. We charge a fixed fee per loan, rather than an interest rate and there are no warrants, which means no dilution.
Everything is encrypted and securely stored, utilizing the secure-by-design infrastructure and built-in protection of Google Cloud Platform. We also use industry leading tools like Alloy and Plaid for identity and financial verification.